How we got there: This calculator shows how much a potential investment might earn, before taxes and inflation, based on your expected average annual rate of return with interest compounded monthly or annually,
depending on the frequency of your contributions. Our calculator assumes you make your contribution at the beginning of each period.
The value "Additional payments increase annually by (%)" is the percentage by which the additional payments are increased annually. This is a good way to compensate for inflation.
If you would like to know what the average stock market returns have been in recent years, you can get an analysis of these developments in our article "Stock Market Returns And Duration Of Crises".
Initial: Amount with which the investment is started.
Past Savings: Any additional monthly or annual payments.
Period Savings: The actual additional monthly or annual payment.
Earnings: Income from the expected average annual return.
Disclaimer: Please bear in mind that this calculator gives approximated numbers. All payment figures, balances, and interest figures are estimates based on the data you provided in the specifications that are not exhaustive despite our best effort. For this reason, we created the calculator for instructional purposes only. Still, if you experience a relevant drawback or encounter any inaccuracy, we are always pleased to receive useful feedback and advice.