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Investment Calculator

Are you investing for your future? Use this free investment calculator to see what results you can achieve.
Please enter the following values and click the "Calculate" button. You will see a total result and a chart with the development of the investment.
The intention of any investment is to get more out than you invest. Compounding your returns with longer you go away your cash invested, the better your capability returns may want to be. Use our funding calculator to estimate how a lot your funding may want to develop over time.

Enter Your Investment Information

Initial investment ($):


Additional payment yearly ($):   


Additional payment monthly ($): 


Add. payments increase annually by (%):


Expected annual rate of return (%):


Number of years of investment:




How we got there: This calculator shows how much a potential investment might earn, before taxes and inflation, based on your expected average annual rate of return with interest compounded monthly or annually, depending on the frequency of your contributions. Our calculator assumes you make your contribution at the beginning of each period.
The value "Additional payments increase annually by (%)" is the percentage by which the additional payments are increased annually. This is a good way to compensate for inflation.
If you would like to know what the average stock market returns have been in recent years, you can get an analysis of these developments in our article "Stock Market Returns And Duration Of Crises".

Investment Results

Initial investment:


Additional payments:


Earnings:


Total:



Investment Development

Initial: Amount with which the investment is started.
Past Savings: Any additional monthly or annual payments.
Period Savings: The actual additional monthly or annual payment.
Earnings: Income from the expected average annual return.

Disclaimer: Please bear in mind that this calculator gives approximated numbers. All payment figures, balances, and interest figures are estimates based on the data you provided in the specifications that are not exhaustive despite our best effort. For this reason, we created the calculator for instructional purposes only. Still, if you experience a relevant drawback or encounter any inaccuracy, we are always pleased to receive useful feedback and advice.



Successful implementation of the investment plan

In order to create an investment plan, realistic goals and calculations are necessary.

Implementation is another important area of investing. The total cost of buying and selling stocks, ETFs or mutual funds is important. Costs should not exceed 0.5% of your portfolio. Always remember that costs must be subtracted from an average return. You can easily simulate with our Investment Calculator how the final result will change if you reduce the Expected annual rate of return by a few percentage points.

For this reason, you need a broker that offers a professional service and has a low total cost structure.

In our "Broker" section you will find our broker reviews.