October 13, 2025 a 07:43 pm
V: Fundamental Ratio Analysis - Visa Inc.
Visa Inc. operates in the financial services sector, offering digital payment solutions globally. The company's robust transaction processing network, VisaNet, ensures seamless authorization, clearing, and settlement operations. Despite market volatility, Visa's strategic partnerships and diverse product offerings position it well for sustained growth.
Fundamental Rating
Visa has a stable fundamental rating with strengths in ROE and ROA, although it faces challenges in debt management and valuation metrics.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 1 | |
| Price to Book | 1 |
Historical Rating
The historical performance shows consistency in DCF and ROE, but overall scores indicate room for improvement.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-13 | 3 | 4 | 5 | 5 | 2 | 1 | 1 |
| Past Date | 0 | 4 | 5 | 5 | 2 | 1 | 1 |
Analyst Price Targets
Analyst targets display optimism with a balanced consensus at a strong buy rating.
| High | Low | Median | Consensus |
|---|---|---|---|
| $425 | $400 | $410 | $411.6 |
Analyst Sentiment
The sentiment remains robust with a majority recommending to buy and hold positions.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 48 | |
| Hold | 9 | |
| Sell | 0 | |
| Strong Sell | 0 |
Conclusion
Visa Inc. demonstrates stability through strong operational metrics and strategic partnerships. Despite facing valuation challenges, its technological infrastructure and global reach offer significant growth potential. Investors could view any market fluctuation as a strategic entry point, albeit with careful consideration of debt and market conditions.