July 17, 2026 a 01:00 pm
USB: Fundamental Ratio Analysis - U.S. Bancorp
U.S. Bancorp's diverse offering in the banking and financial services sector has positioned it strongly within the industry. Despite various market challenges, it has maintained a well-rounded performance with impressive service diversity. The company's stock performance is significantly influenced by its strategic direction and market dynamics.
Fundamental Rating
The fundamental rating reflects an overall solid standing, with particular strengths in discounted cash flow and return on equity. The major concern remains the debt to equity ratio, which could impact future flexibility.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 4 | |
| Return on Assets | 3 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
The historical ratings indicate consistency in discounted cash flow and return ratios, with overall scores reflecting a stable performance in recent terms.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-07-16 | 3 | 5 | 4 | 3 | 2 | 3 | 2 |
| 2026-07-15 | 0 | 5 | 4 | 3 | 2 | 3 | 2 |
Analyst Price Targets
Analysts have set diverse price targets with a consensus indicating expected growth. The high and low targets reflect market variability.
| High | Low | Median | Consensus |
|---|---|---|---|
| 75 | 61 | 66 | 67.54 |
Analyst Sentiment
The sentiment among analysts demonstrates a strong tilt towards 'Buy', with limited negative outlook, suggesting confidence in the stock's prospects.
| Recommendation | Count | Percentage |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 23 | |
| Hold | 22 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
U.S. Bancorp holds a solid position in the financial services industry with a strong fundamental base. Future performance will likely depend on effective management of its debt-to-equity ratio and ability to leverage its cash flow strengths. The analyst community generally favors a 'Buy' rating, underlining its potential for growth. However, market conditions and economic factors could introduce risks. The stock's stability makes it appealing for investors seeking moderate risk with potential for appreciation.
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