December 11, 2025 a 07:43 pm
USB: Fundamental Ratio Analysis - U.S. Bancorp
U.S. Bancorp shows a solid footing in the financial services landscape with steady growth and a reliable business model. The company's diverse financial services portfolio and expansive reach in the Midwest and West regions of the U.S. contribute to its stable performance. With strategic investments in online and mobile services, U.S. Bancorp continues to adapt to the digital shift in banking.
Fundamental Rating
The fundamental analysis of U.S. Bancorp indicates a strong position among regional banks, with a good overall score and notable performance in key areas.
| Criteria | Score | Visualization |
|---|---|---|
| Discounted Cash Flow (DCF) | 5 | |
| Return on Equity (ROE) | 4 | |
| Return on Assets (ROA) | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings (P/E) | 3 | |
| Price to Book | 2 |
Historical Rating
The historical ratings provide insights into the stability and fluctuations in U.S. Bancorp's performance over time.
| Date | Overall Score | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-12-11 | 3 | 5 | 4 | 4 | 1 | 3 | 2 |
| Previous Period | 0 | 5 | 4 | 4 | 1 | 3 | 2 |
Analyst Price Targets
Analysts have set price targets that suggest moderate growth potential for U.S. Bancorp, with the consensus leaning towards a buy rating.
| High | Low | Median | Consensus |
|---|---|---|---|
| $59 | $50 | $52.25 | $53.44 |
Analyst Sentiment
Analyst sentiment remains optimistic with a significant number of buy recommendations, reflecting confidence in the company's growth trajectory.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 23 | |
| Hold | 22 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
U.S. Bancorp demonstrates a steady financial foundation, with the fundamentals reflecting a balanced performance across essential metrics. While the debt-to-equity ratio suggests caution, the overall strong buy consensus from analysts indicates market confidence. Strategic expansions in online and mobile services provide avenues for growth, but competitive pressures in the regional banking sector pose challenges. Continued innovation and adaptation are key factors that could influence future success.