December 10, 2025 a 08:00 am
USB: Fundamental Ratio Analysis - U.S. Bancorp
U.S. Bancorp exhibits a stable performance with a fair valuation and decent returns. The company’s diverse financial services portfolio and strategic market positioning keep it resilient. However, it faces challenges with debt levels that may impact flexibility.
Fundamental Rating
U.S. Bancorp holds a solid fundamental rating, reflecting strong metrics in cash flow and returns, although debt presents slight concerns.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
The historical performance underscores consistent cash flow and return stability with a need to improve equity leverage.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-12-09 | 3 | 5 | 4 | 4 | 1 | 3 | 2 |
| Previous | 0 | 5 | 4 | 4 | 1 | 3 | 2 |
Analyst Price Targets
Analyst projections denote a positive trajectory with a consensus leaning towards a bullish outlook.
| High | Low | Median | Consensus |
|---|---|---|---|
| $59 | $50 | $52.25 | $53.44 |
U.S. Bancorp's stock price fluctuations over the target period show trends in analyst predictions.
Analyst Sentiment
Analyst sentiment suggests a predominant preference to buy with limited sell recommendations, indicating general market confidence.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 23 | |
| Hold | 22 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
U.S. Bancorp presents a balanced investment opportunity with strong cash flow and return metrics offsetting concerns around debt levels. The price target aligned with a positive consensus hints at potential appreciation. However, investors should remain cautious of macroeconomic factors affecting the financial sector. Leveraging its diverse services, the company is poised for steady growth. Overall, it remains a compelling buy for those focused on financial sector stability.