October 02, 2025 a 08:01 am
USB: Fundamental Ratio Analysis - U.S. Bancorp
U.S. Bancorp presents a robust offering within the financial services sector, highlighted by steady fundamentals and a diversified portfolio. Its regional bank positioning and historical stability continue to garner interest from investors looking for consistent performance. However, market volatility and economic changes remain considerations for potential investors.
Fundamental Rating
The fundamental rating showcases U.S. Bancorp's solid standing, with key metrics pointing towards a competitive edge in the financial sector.
| Category | Score | |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 4 | |
| Return on Assets | 5 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 3 |
Historical Rating
Historical data reflects consistent performance across various metrics, providing insights into U.S. Bancorp's resilience and potential market positioning.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-01 | 4 | 4 | 4 | 5 | 1 | 3 | 3 |
| Previous | 0 | 4 | 4 | 5 | 1 | 3 | 3 |
Analyst Price Targets
Analyst estimates indicate a well-regarded stock with projected robust median pricing, signaling potential upside in market valuation.
| High | Low | Median | Consensus |
|---|---|---|---|
| $56 | $51 | $54 | $53.67 |
Analyst Sentiment
Analyst sentiment reflects a consensus leaning towards a 'Buy' rating, supported by a significant number of favorable recommendations.
| Recommendation | Count | |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 22 | |
| Hold | 22 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
U.S. Bancorp's financial metrics hint at a robust potential for investment, upheld by strong analyst ratings and consistent performance indicators. The bank’s extensive service range and strategic regional presence provide a solid foundation for future growth. However, potential investors should remain vigilant of sector-wide challenges such as economic shifts and regulatory changes. With a favorable risk-reward balance, U.S. Bancorp remains a compelling choice for investors seeking resilience in the financial sector.