April 12, 2026 a 06:00 pm
UNH: Fundamental Ratio Analysis - UnitedHealth Group Incorporated
UnitedHealth Group has shown stability in its financial performance with consistent growth across its segments. The healthcare giant is well-positioned in the market with diversified service offerings, which provide it resilience against market fluctuations. However, investors may want to keep an eye on the regulatory landscape which could affect future business operations.
Fundamental Rating
The fundamental rating for UnitedHealth Group suggests a stable and promising outlook, supported by strong financial health indicators, though potential risks regarding debt-to-equity are noted.
| Evaluation Category | Score | |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return On Equity | 4 | |
| Return On Assets | 5 | |
| Debt To Equity | 1 | |
| Price To Earnings | 2 | |
| Price To Book | 2 |
Historical Rating
Comparison of historical fundamentals indicates slight fluctuations, yet a stable trajectory is evident, signaling UnitedHealth Group's enduring performance.
| Date | Overall Score | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-04-10 | 3 | 4 | 4 | 5 | 1 | 2 | 2 |
| Previous Date | 0 | 4 | 4 | 5 | 1 | 2 | 2 |
Analyst Price Targets
Analyst price predictions show confidence in UnitedHealth Group, with a notable range between high and low estimates.
| High | Low | Median | Consensus |
|---|---|---|---|
| 444 | 327 | 385 | 382.4 |
Analyst Sentiment
The analyst sentiment reflects a positive outlook, given the substantial number of buy recommendations.
| Recommendation | Count | |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 41 | |
| Hold | 7 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
UnitedHealth Group maintains a robust market position with its diversified service offerings. The consistent performance across financial metrics further solidifies investor confidence. However, attention should be given to its debt management and external threats from policy changes. Overall, the company shows a strong potential for growth, supported by positive analyst sentiment and strategic operational segments.