November 28, 2025 a 07:43 am
TFC: Fundamental Ratio Analysis - Truist Financial Corporation
Truist Financial Corporation operates in the dynamic financial services sector, with a diversified portfolio and a strong presence in regional banking. The company has demonstrated resilience amid market fluctuations and continues to expand its operations strategically. Despite some challenges, Truist is well-positioned to leverage growth opportunities in the Southeastern and Mid-Atlantic United States.
Fundamentals Rating
Truist Financial Corporation has shown a solid foundational performance, reflected by its "B" rating. The scores indicate strengths in several key areas, although there’s room for improvement.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 3 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 3 |
Historical Rating
The historical scores provide insight into Truist's performance trends, illustrating its progress over time.
| Date | Overall Score | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-26 | 3 | 4 | 3 | 4 | 1 | 2 | 3 |
| N/A | 0 | 4 | 3 | 4 | 1 | 2 | 3 |
Analyst Price Targets
Analyst price targets showcase a range of expectations from experts, providing perspective on potential market performance.
| High | Low | Median | Consensus |
|---|---|---|---|
| $55 | $48 | $52.5 | $52 |
Analyst Sentiment
Analyst sentiment reflects a general positive outlook, with a majority of recommendations in favor of buying.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 30 | |
| Hold | 22 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Truist Financial Corporation demonstrates a competitive edge in the regional banking sector with a robust service portfolio. Although ratings indicate certain areas needing improvement, the overall outlook remains optimistic with strong analyst endorsements. The target price range suggests potential moderate growth. Investors should remain cautious of market volatility and debt levels, but the company’s established market position offers a significant opportunity for long-term gain.