August 15, 2025 a 03:43 pm
TFC: Fundamental Ratio Analysis - Truist Financial Corporation
Truist Financial Corporation is a well-established player in the banking sector, operating primarily in the Southeastern and Mid-Atlantic United States. With diverse segments including Consumer Banking, Corporate Banking, and Insurance, the company provides a range of financial services. Despite market fluctuations, Truist maintains a robust operational presence with over two thousand banking offices.
Fundamentals Rating
The fundamentals of Truist Financial Corporation reflect a stable performance, with a holistic rating of 'B' indicating solid financial health across several categories.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 3 | |
| Return on Assets | 3 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 3 |
Historical Rating
The company's ratings have shown stability over time, with consistent scores in key financial metrics.
| Date | Overall Score | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-08-14 | 3 | 3 | 3 | 3 | 2 | 3 | 3 |
| N/A | 0 | 3 | 3 | 3 | 2 | 3 | 3 |
Analyst Price Targets
Current analyst price targets for TFC suggest a positive outlook, with consensus around the median value.
| High | Low | Median | Consensus |
|---|---|---|---|
| 52 | 43 | 47.5 | 47.5 |
Analyst Sentiment
The overall analyst recommendation for TFC leans towards a 'Buy' sentiment, backed by a strong number of buy ratings.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 36 | |
| Hold | 16 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Truist Financial Corporation is positioned as a stable entity within the regional banking sector. The company's fundamental scores reflect solid financial health, with a consistent performance over time. Analyst sentiment is generally optimistic, indicating potential for growth or stability at current levels. However, like all financial institutions, Truist faces challenges from economic changes and regulatory environments that could impact future performance. Investors should consider both the opportunities in its diversified operations and the inherent risks in the banking industry.