August 13, 2025 a 06:00 pm
TFC: Fundamental Ratio Analysis - Truist Financial Corporation
Truist Financial Corporation, operating primarily in the Southeastern and Mid-Atlantic United States, has a diversified portfolio that includes banking, insurance, and wealth management services. Despite the volatile financial climate, the company's robust foundational metrics signify a strong position in the regional banking sector.
Fundamental Rating
The fundamental rating of Truist Financial Corporation indicates a stable financial performance, with most metrics showing strength.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 3 | |
| Return on Assets | 3 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 3 |
Historical Rating
Analyzing the historical scores provides an understanding of the company's consistency in financial health over time.
| Date | Overall Score | DCF | ROE | ROA |
|---|---|---|---|---|
| 2025-08-13 | 3 | 3 | 3 | 3 |
| 2024-08-13 | 0 | 3 | 3 | 3 |
Analyst Price Targets
Current analyst price targets reflect a positive outlook for the company's market valuation.
| High | Low | Median | Consensus |
|---|---|---|---|
| 52 | 43 | 47.5 | 47.5 |
Analyst Sentiment
Analyst sentiment remains predominantly positive, indicating confidence in the stock's future performance.
| Recommendation | Count | Representation |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 36 | |
| Hold | 16 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Truist Financial Corporation stands resilient with consistent financial scores and a favorable analyst outlook, particularly within regional banking. The company's diverse offerings and strategic geographical focus provide a solid growth foundation, enabling competitive positioning. However, the financial sector's susceptibility to macroeconomic fluctuations presents ongoing challenges. Coupled with dependability on interest rate variability, cautious optimism is advised. Overall, TFC remains a viable investment, appealing to those seeking stability within the financial services industry.