July 29, 2025 a 03:43 pm
TFC: Fundamental Ratio Analysis - Truist Financial Corporation
Truist Financial Corporation, a major player in the financial services sector, has shown solid performance metrics, evident from its consistent ratings. With a diverse range of banking and financial services, its strength lies in its broad portfolio and regional market presence. However, like many in the sector, it faces challenges such as fluctuating interest rates and regulatory changes.
Fundamental Rating
The fundamental ratings for Truist Financial Corporation show a relatively stable performance with room for improvement, particularly in debt management.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 3 | |
| Return on Assets | 3 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 4 |
Historical Rating
The historical data shows a consistent score with no significant deviation, indicating steady performance.
| Date | Overall Score | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-07-28 | 3 | 4 | 3 | 3 | 2 | 3 | 4 |
| Historical | 0 | 4 | 3 | 3 | 2 | 3 | 4 |
Analyst Price Targets
The analyst price targets indicate a positive outlook with a median consensus of $47.5, suggesting potential growth.
| High | Low | Median | Consensus |
|---|---|---|---|
| $52 | $43 | $47.5 | $47.5 |
Analyst Sentiment
The analyst sentiment is largely positive, with the majority recommending a 'Buy'.
| Recommendation | Number | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 36 | |
| Hold | 16 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Truist Financial Corporation presents a solid investment opportunity, bolstered by its diversified service offerings and steady market performance. While it has favorable analyst sentiment and robust price targets, potential investors should remain cautious about its debt levels and the macroeconomic challenges faced by the financial sector. Overall, TFC stands as a promising candidate with growth potential according to current evaluations.