July 06, 2025 a 11:43 am
TFC: Fundamental Ratio Analysis - Truist Financial Corporation
Truist Financial Corporation, with its diversified financial services, represents a strong contender in the U.S. regional banking sector. With a solid performance across various segments, the stock shows promising potential. However, economic conditions and regulatory changes could impact future performance.
Fundamental Rating
The fundamental rating provides an insight into the various financial metrics critical for evaluating the stock's potential:
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 3 | |
| Return on Assets | 2 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 4 |
Historical Rating
The historical scores provide a look into how the stock's evaluation has changed over time:
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-07-03 | 3 | 4 | 3 | 2 | 2 | 3 | 4 |
| Historical | 0 | 4 | 3 | 2 | 2 | 3 | 4 |
Analyst Price Targets
The analysts' projections help present the potential price movement of the stock:
| High | Low | Median | Consensus |
|---|---|---|---|
| $52 | $43 | $47.5 | $47.5 |
Analyst Sentiment
The following table provides a summary of analyst ratings:
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 34 | |
| Hold | 18 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Truist Financial Corporation presents a robust profile with balanced recommendation scores and a favorable analyst consensus. Opportunities in regional banking services could foster growth, yet, increasing regulatory pressure poses a challenge. Vigilance on financial metrics such as DCF and P/B ratios is recommended to gauge ongoing value. The risk-reward profile appears skewed towards moderate growth, with potential buffer from its diversified service options.