June 13, 2026 a 11:43 am
SYF: Fundamental Ratio Analysis - Synchrony Financial
Synchrony Financial, as a leading provider of consumer financial services, shows promising potential due to its extensive credit and banking product offerings. The company's diversified portfolio and strategic partnerships position it well in the financial services sector. Despite market challenges, the robust product offering and strategic expansion initiatives are likely to maintain its competitive edge.
Fundamental Rating
With an overall score of 4, Synchrony Financial demonstrates a strong position. Below are the individual scores with a visual representation.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
A look into Synchrony Financial's historical performance shows consistent scores over time.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-06-12 | 4 | 5 | 5 | 5 | 2 | 3 | 2 |
| Historical | 0 | 5 | 5 | 5 | 2 | 3 | 2 |
Analyst Price Targets
Current analyst price targets indicate an upward potential for SYF.
| High | Low | Median | Consensus |
|---|---|---|---|
| 100 | 81 | 89 | 89.75 |
Analyst Sentiment
Analysts maintain a positive outlook on SYF, reflecting confidence in its growth potential.
| Rating | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 25 | |
| Hold | 15 | |
| Sell | 0 | |
| Strong Sell | 1 |
Conclusion
Synchrony Financial is poised for growth amidst tough market conditions. Its robust rating in key financial areas and favorable analyst sentiment underscore investor confidence. While its debt-to-equity ratio remains a minor concern, its diverse offerings and partnerships look to mitigate risks. Overall, the company remains a viable investment opportunity for those seeking exposure to the financial services sector.
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