March 14, 2026 a 01:00 pm
SYF: Fundamental Ratio Analysis - Synchrony Financial
Synchrony Financial operates as a leading consumer financial services company. With a diverse range of credit and banking products, the company serves a wide array of sectors. The stock reflects the company’s solid financial position, but investors should consider the competitive landscape and economic factors that could impact performance.
Fundamental Rating
The company's solid fundamentals highlight its strong position in the financial services sector.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
Comparison of current and past scores provides insight into the company's performance trends.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-03-13 | 4 | 5 | 5 | 4 | 2 | 3 | 2 |
| Previous | 0 | 5 | 5 | 4 | 2 | 3 | 2 |
Analyst Price Targets
Analysts provide price targets with a consensus rating indicating potential stock performance.
| High | Low | Median | Consensus |
|---|---|---|---|
| $100 | $81 | $89.5 | $90.08 |
Analyst Sentiment
The sentiment data shows a strong bias towards buying, reflecting confidence in the stock.
| Recommendation | Label | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 26 | |
| Hold | 14 | |
| Sell | 0 | |
| Strong Sell | 1 |
Conclusion
Synchrony Financial shows strong financial metrics and is regarded positively by analysts, reflected in a predominantly 'Buy' consensus. The company's diverse financial product offerings and solid credit metrics put it in a strong position, although potential risks such as economic downturns and increased competition should be considered by investors. Overall, SYF stock is a worthy consideration for portfolios seeking stability in the financial sector.