August 02, 2025 a 06:00 pm
SYF: Fundamental Ratio Analysis - Synchrony Financial
Synchrony Financial, operating in the consumer financial services sector, offers a range of credit products and banking solutions. As of the latest data, the stock shows a stable outlook with a strong focus on consumer and retail finance.
Fundamental Rating
The fundamental analysis of Synchrony Financial indicates a robust performance across various financial metrics, reflecting strong management and strategic operations.
| Category | Score | |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 4 | |
| Price to Book | 2 |
Historisches Rating
The historical rating highlights consistency in Synchrony Financial's financial scoring over time, maintaining a solid foundation for potential growth.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-08-01 | 4 | 5 | 5 | 4 | 2 | 4 | 2 |
| N/A | 0 | 5 | 5 | 4 | 2 | 4 | 2 |
Analysten-Kursziele
Analyst estimates offer an optimistic range for SYF with a strong potential upside, evidenced by the consensus and median price targets.
| High | Low | Median | Consensus |
|---|---|---|---|
| 80 | 68 | 76 | 74.67 |
Analystenstimmung
With a majority of 'Buy' recommendations, the market sentiment towards SYF appears favorable, suggesting a strong belief in the company's growth potential.
| Recommendation | Count | |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 26 | |
| Hold | 12 | |
| Sell | 0 | |
| Strong Sell | 1 |
Conclusion
Synchrony Financial's robust financial health, positive analyst outlook, and historical consistency position it well within the financial services sector. While there is some concentration in credit-related products, its diverse offerings and strong market presence mitigate significant risks. Continued performance and market alignment could see SYF capitalizing on broader economic opportunities. However, potential market volatility and regulatory impacts should be monitored.