June 13, 2025 a 01:00 pm
SYF: Fundamental Ratio Analysis - Synchrony Financial
Synchrony Financial operates in the consumer financial services industry, offering a range of credit products and consumer banking services. The stock appears well-positioned in terms of credit product diversity and market reach. Assessing recent fundamentals and analyst predictions can provide insights into potential investment opportunities.
Fundamental Rating
Synchrony Financial scores well overall, with strengths in discounted cash flow and return on equity. However, higher debt-to-equity scores could pose potential risks.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
Comparing current and past scores provides insight into the company's financial evolution.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-06-12 | 4 | 5 | 5 | 4 | 1 | 3 | 2 |
| Previous | 0 | 5 | 5 | 4 | 1 | 3 | 2 |
Analyst Price Targets
Analysts show optimistic expectations reflected in price targets, with a consensus price indicating potential upward movement.
| High | Low | Median | Consensus |
|---|---|---|---|
| 68 | 40 | 54 | 54 |
Analyst Sentiment
The current sentiment among analysts is largely positive, with a majority rating it as a Buy.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 24 | |
| Hold | 11 | |
| Sell | 0 | |
| Strong Sell | 1 |
Conclusion
Synchrony Financial demonstrates a comprehensive range of credit services with strong fundamental scores in DCF and ROE, suggesting stability in profitability. Current analyst ratings lean heavily towards a Buy, reflecting an optimistic market perspective. However, potential investors should closely monitor the debt-to-equity ratio for any emerging risks. Overall, SYF could offer attractive growth potential for a diversified investment portfolio.