September 20, 2025 a 09:01 pm
SYF: Analysts Ratings - Synchrony Financial
Synchrony Financial shows a mixed but predominantly positive analyst sentiment, with a stable range of "Buy" and "Hold" ratings. Despite occasional shifts in the "Strong Buy" and "Sell" categories, the overall sentiment remains cautiously optimistic. The consistent "Buy" ratings highlight ongoing confidence in Synchrony Financial's long-term prospects.
Historical Stock Grades
The latest data for September 2025 reveals sustained interest in Synchrony Financial, with a predominant tilt towards "Buy" ratings. Among 22 analyst opinions, the attraction lies in 3 "Strong Buy", 11 "Buy", and 7 "Hold" recommendations, while the "Sell" category remains notably absent. This stability suggests analyst confidence, albeit with some caution.
| Recommendation | Count | Visual Bar |
|---|---|---|
| Strong Buy | 3 | |
| Buy | 11 | |
| Hold | 7 | |
| Sell | 0 | |
| Strong Sell | 1 |
Sentiment Development
In recent months, the sentiment for Synchrony Financial has shown stability with minor fluctuations. The dominant "Buy" ratings reflect an underlying confidence, although "Strong Buy" ratings have decreased slightly. "Hold" ratings have seen intermittent increment, suggesting some caution among analysts.
- The total analyst ratings have shown a slight decrease over the past year, aligning with a more conservative market view.
- A noticeable trend is the reduction in "Strong Buy" ratings, offset by a mild increase in "Hold" recommendations.
- The presence of "Sell" ratings is minimal, indicating general confidence but with prudent caution.
Percentage Trends
Analyzing the ratings distribution percentage-wise over recent months brings forth subtle shifts in sentiment. The "Strong Buy" category has seen a decline, while the "Hold" category's share has subtly increased, suggesting a shift towards moderation. The percentage composition of "Buy" ratings has maintained dominance.
- February 2025 saw 54% of ratings as "Buy," with "Hold" accounting for around 23%.
- By September 2025, the "Buy" percentage remained stable at around 50%, while "Hold" increased to approximately 32%.
- The "Strong Buy" category decreased from over 20% in early 2025 to about 13% by September 2025.
- This trend suggests a growing caution among analysts, potentially a reaction to broader market factors or company-specific developments.
Latest Analyst Recommendations
The latest analyst recommendations for Synchrony Financial highlight stability in assessments. Across varying publishers, the consensus tends towards maintaining existing ratings without drastic changes, reflecting a consistent outlook on the firm's market standing.
| Date | New Recommendation | Last Recommendation | Publisher |
|---|---|---|---|
| 2025-09-11 | Buy | Buy | B of A Securities |
| 2025-07-24 | Hold | Hold | Truist Securities |
| 2025-07-23 | Overweight | Overweight | Barclays |
| 2025-07-23 | Sector Perform | Sector Perform | RBC Capital |
| 2025-07-23 | Overweight | Overweight | Wells Fargo |
Analyst Recommendations with Change of Opinion
While recent recommendations have been relatively stable, there have been key changes of opinion earlier in the year that signal evolving analyst perceptions. These revisions often suggest shifts in market sentiment or reaction to corporate developments.
| Date | New Recommendation | Last Recommendation | Publisher |
|---|---|---|---|
| 2025-07-14 | Buy | Neutral | BTIG |
| 2025-04-07 | Equal Weight | Overweight | Morgan Stanley |
| 2025-01-28 | Neutral | Buy | Compass Point |
| 2025-01-06 | Overweight | Equal Weight | Barclays |
| 2024-12-09 | Overweight | Neutral | JP Morgan |
Interpretation
The analyst sentiment towards Synchrony Financial points to a cautiously optimistic view. The consistency in "Buy" and "Hold" ratings, coupled with the lack of significant "Sell" recommendations, conveys market confidence in the company’s strategies and financial health. However, the subtle increase in "Hold" ratings and a decrease in "Strong Buy" signals hints at precautionary stances possibly linked to broader economic factors. Overall, the stability in analyst opinions suggests a controlled but hopeful market perspective.
Conclusion
The analysis suggests a balanced sentiment regarding Synchrony Financial's prospects. With steady "Buy" ratings and a strong market position, the company appears well-poised for continued performance. Nonetheless, the cautious increase in "Hold" ratings reflects prudent analyst moderation, highlighting the dual nature of opportunities and risks. Synchrony Financial’s strategy and market reactions will require close monitoring to navigate the evolving financial landscape successfully.