October 21, 2025 a 07:43 pm
RF: Fundamental Ratio Analysis - Regions Financial Corporation
Regions Financial Corporation provides diversified banking and financial services. Despite a solid market presence across the South, Midwest, and Texas, the stock presents moderate fundamentals with potential for growth in specific segments like Wealth Management.
Fundamental Rating
The current fundamental rating for Regions Financial Corporation indicates opportunities for improvement in several areas, particularly in equity and earnings-based metrics.
| Category | Score | |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return On Equity | 1 | |
| Return On Assets | 5 | |
| Debt To Equity | 1 | |
| Price To Earnings | 1 | |
| Price To Book | 1 |
Historical Rating
This section compares current ratings with historical performance to identify trends and variances.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-21 | 2 | 5 | 1 | 5 | 1 | 1 | 1 |
| Previous | 0 | 5 | 1 | 5 | 1 | 1 | 1 |
Analyst Price Targets
Analyst data indicates moderate price targets, suggesting a stable investor outlook with slight upward potential.
| High | Low | Median | Consensus |
|---|---|---|---|
| 32 | 27 | 29 | 29 |
Analyst Sentiment
There is a prevalent 'Hold' sentiment among analysts, showing cautious optimism.
| Recommendation | Number | |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 22 | |
| Hold | 27 | |
| Sell | 2 | |
| Strong Sell | 0 |
Conclusion
Regions Financial Corporation shows a mixed fundamental profile with specific weaknesses in traditional financial ratios such as Return on Equity and Debt to Equity, highlighting potential areas for performance improvement. The stock is largely categorized as a hold by analysts, indicating potential stability but limited immediate growth catalyst recognition. However, the company's established network and diversified revenue model add an element of resilience which could position it for recovery or growth in favorable economic conditions. Investors should weigh these mixed signals carefully when considering long-term positions in RF.
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