April 14, 2025 a 07:31 pm
RF: Fundamental Ratio Analysis - Regions Financial Corporation
Regions Financial Corporation operates as a financial holding company, offering diverse banking services across the South, Midwest, and Texas. With a robust network of offices and ATMs, Regions Financial has solidified its presence in the regional banking sector. This analysis aims to provide insights into the company's financial health and market expectations.
Fundamentals Rating
Regions Financial Corporation receives a fundamental rating of 'B+,' indicating strong performance in core banking operations.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
Comparative analysis of current and historical scores demonstrates consistent financial performance, albeit with minor fluctuations.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-04-14 | 3 | 4 | 4 | 4 | 2 | 3 | 2 |
| Previous | 0 | 4 | 4 | 4 | 2 | 3 | 2 |
Analyst Price Targets
Analysts provide a mixed outlook with a consensus target of $26.6, pointing towards stable valuation expectations.
| High | Low | Median | Consensus |
|---|---|---|---|
| $29.00 | $26.00 | $26.00 | $26.60 |
Analyst Recommendations
The majority consensus falls between 'Buy' (22 analysts) and 'Hold' (23 analysts), suggesting a neutral to positive sentiment.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 22 | |
| Hold | 23 | |
| Sell | 2 | |
| Strong Sell | 0 |
Conclusion
Regions Financial Corporation presents a steady fundamental position within the financial sector, demonstrated by its diversified banking operations. Despite some debt-related concerns, its earnings ratios appear strong. Current analyst sentiment indicates moderate growth expectations, aligning with the conservative but resilient business strategy. The company is poised for stable performance, with balanced opportunities and risks in a competitive industry landscape.