July 13, 2026 a 03:43 pm
PYPL: Fundamental Ratio Analysis - PayPal Holdings, Inc.
PayPal Holdings, Inc. is a prominent player in the digital financial transaction sector, offering diverse services through notable brands. Given its comprehensive platform and global reach, PayPal shows potential for growth, though market competition and regulatory changes may impact future performance.
Fundamental Rating
PayPal's fundamentals show a strong foundation, reflected in a solid score across key metrics.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
Examining past performance provides insights into PayPal's consistency and resilience in the market.
| Date | Overall Score | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-07-10 | 4 | 5 | 5 | 4 | 2 | 3 | 2 |
| 2025-07-10 (Past) | 4 | 5 | 5 | 4 | 2 | 3 | 2 |
Analyst Price Targets
Analysts provide a spectrum of target prices indicating varied expectations about PayPal's stock direction.
| High | Low | Median | Consensus |
|---|---|---|---|
| 65 | 34 | 48 | 49.48 |
Analyst Sentiment
Analyst sentiment reflects a careful stance on PayPal's reliability, with a prevalent hold recommendation.
| Recommendation | Count | Percentage |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 25 | |
| Hold | 40 | |
| Sell | 5 | |
| Strong Sell | 0 |
Conclusion
PayPal Holdings, Inc. stands out in the digital payment landscape with its robust services and significant market presence. Despite facing industry competition and economic fluctuations, its performance metrics and a balanced analyst consensus suggest stability. However, keeping an eye on regulatory changes will be crucial as these could affect operations and valuations. The company offers promising long-term growth potential, albeit with the typical risks associated with the tech and financial sectors.
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