August 30, 2025 a 08:00 am
PYPL: Fundamental Ratio Analysis - PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a highly dynamic digital payments platform recognized worldwide. Its diverse line of services under famous brands like PayPal, Venmo, and Braintree reflects a strong presence in the financial sector. Despite competitive pressures and economic fluctuations, PayPal continues to leverage its market position providing promising avenues for growth.
Fundamental Rating
The fundamental rating of PayPal showcases the company's moderate overall appeal, reflecting a decent performance streak in key financial metrics.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
Reviewing past performance reveals consistency in PayPal's scoring, with a recent slight improvement in the overall score.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-08-29 | 3 | 4 | 5 | 5 | 2 | 2 | 1 |
| Previous | 0 | 4 | 5 | 5 | 2 | 2 | 1 |
Analyst Price Targets
Analysts provide optimistic views with a tight range between high and low price targets, indicating expected stability.
| High | Low | Median | Consensus |
|---|---|---|---|
| $81 | $74 | $75 | $76.67 |
Analyst Sentiment
The sentiment remains largely positive, with a significant majority of analysts recommending a 'Buy'.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 38 | |
| Hold | 29 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
PayPal's diversity in digital payment solutions underpins its market prominence. While its current valuation metrics are decent, persistent global market challenges pose potential risks. Analyst sentiment is optimistic, underlining confidence in its strategic positioning. The company's robust platform across numerous currencies solidifies its competitive edge, although careful monitoring of evolving market conditions remains key.