July 20, 2025 a 08:00 am
PYPL: Fundamental Ratio Analysis - PayPal Holdings, Inc.
PayPal Holdings, Inc. has revolutionized digital payments across the globe with its robust platform offering services in nearly 200 markets. As a leader in the financial services sector, its diverse solutions like Braintree and Venmo continue to drive significant consumer engagement. Despite a competitive market, PayPal's innovative edge positions it well for future growth.
Fundamental Rating
PayPal's fundamentals reflect a solid B+ rating, supported by a strong return on equity and consistent cash flow generation.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 3 | |
| Price to Book | 1 |
Historical Rating
PayPal's historical scores maintain consistency, showcasing its stable financial performance.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-07-18 | 3 | 4 | 5 | 4 | 2 | 3 | 1 |
| Historical | 0 | 4 | 5 | 4 | 2 | 3 | 1 |
Analyst Price Targets
Analysts suggest a positive outlook with a consensus price target reflecting potential appreciation in the share value.
| High | Low | Median | Consensus |
|---|---|---|---|
| $81 | $75 | $80 | $78.67 |
Analyst Sentiment
The majority of analysts hold a 'Buy' position, reflecting confidence in PayPal's market strategy and potential growth trajectory.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 38 | |
| Hold | 28 | |
| Sell | 2 | |
| Strong Sell | 0 |
Conclusion
PayPal Holdings, Inc. maintains robust fundamentals with positive growth prospects highlighted by strong analyst sentiment. Its forward-looking innovations and comprehensive market reach in digital payments serve as key strengths. The stock displays potential for growth, driven by efficient cash flow and competitive industry leadership. However, investors should remain aware of current market volatilities impacting tech stocks. Overall, PayPal offers a balanced investment opportunity within its sector.