June 19, 2025 a 07:43 pm
PYPL: Fundamental Ratio Analysis - PayPal Holdings, Inc.
PayPal Holdings, Inc. offers a digital payment platform that attracts both consumers and merchants globally. Despite competitive pressures, PayPal's robust multi-currency solutions support its positioning in the digital payments landscape. Investors should assess its debt levels and price metrics.
Fundamental Rating
PayPal Holdings, Inc. displays a credible fundamental profile, although debt levels raise mild concerns.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return On Equity | 5 | |
| Return On Assets | 5 | |
| Debt To Equity | 2 | |
| Price To Earnings | 2 | |
| Price To Book | 1 |
Historical Rating
A comparison of PayPal's current and past fundamental scores reveals stability, but room for improvement remains.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-06-18 | 3 | 4 | 5 | 5 | 2 | 2 | 1 |
| Past Data | 0 | 4 | 5 | 5 | 2 | 2 | 1 |
Analyst Price Targets
Analysts provide a favorable outlook, with consistency in their price target predictions for PayPal Holdings, Inc.
| High | Low | Median | Consensus |
|---|---|---|---|
| $81 | $75 | $80 | $78.67 |
Analyst Sentiment
While most analysts recommend holding or buying, a small segment advises cautious optimism.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 38 | |
| Hold | 28 | |
| Sell | 2 | |
| Strong Sell | 0 |
Conclusion
PayPal Holdings, Inc. secures a strong market position through its versatile payment platforms and broad international presence. The company is consistently rated positively by analysts, though the debt levels should be monitored closely. Investors may find the stock desirable because of its DCF and ROE scores, though attention to competitive pressures and valuation metrics is prudent. Overall, PayPal’s outlook remains optimistic, with notable potential for future growth amidst digital commerce expansion.