May 25, 2025 a 11:43 am
PYPL: Fundamental Ratio Analysis - PayPal Holdings, Inc.
PayPal Holdings, Inc. remains a pivotal player in the digital payments industry with a diverse array of services across multiple platforms and markets. While its financial ratios suggest a mixed evaluation, its standing in the financial services sector remains robust. Investors are encouraged to consider both short-term volatilities and long-term potential as digital transactions continue to grow.
Fundamental Rating
The current fundamental rating for PayPal Holdings, Inc. reflects a balanced outlook with room for improvement, particularly in financial metrics like debt and price ratios.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
A comparison of historical ratings highlights consistency in key areas and signals areas requiring strategic improvement.
| Date | Overall | DCF | ROE | ROA |
|---|---|---|---|---|
| 2025-05-23 | 3 | 4 | 5 | 5 |
| 2025-05-18 | 3 | 4 | 5 | 5 |
Analyst Price Targets
Analysts agree on a positive trajectory for PayPal's stock, with even the conservative estimates signaling potential growth.
| High | Low | Median | Consensus |
|---|---|---|---|
| $90 | $75 | $80.5 | $81.5 |
Analyst Sentiment
The sentiment among analysts indicates confidence in PayPal's growth, with a predominant inclination towards 'Buy'.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 36 | |
| Hold | 24 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
PayPal Holdings, Inc. presents a promising investment opportunity driven by its extensive market presence in the digital payments industry. Although fundamental metrics reveal some weaknesses, the strong demand and favorable analyst projections provide a counterbalance. Investors should weigh the company's solid track record and growth potential against the competitive and dynamic nature of the financial technology sector. Continual innovation and cost management will be key to maintaining its market leadership.