January 02, 2026 a 08:00 am
PRU: Fundamental Ratio Analysis - Prudential Financial, Inc.
Prudential Financial, Inc. operates in the financial services sector with a diverse portfolio that includes insurance, investment management, and other financial products. The company has shown stability with a comprehensive range of services both domestically and internationally. Despite facing industry-wide challenges, its strategic segmentation and investment strategies offer a balanced risk-to-reward potential for investors.
Fundamental Rating
The financial health and performance of Prudential Financial, Inc. are reflected through its fundamental ratings. The company displays solid figures, especially in its discounted cash flow and return on equity metrics.
| Category | Score | Visual |
|---|---|---|
| Overall | 3 | |
| Discounted Cash Flow | 5 | |
| Return On Equity | 3 | |
| Return On Assets | 3 | |
| Debt To Equity | 2 | |
| Price To Earnings | 2 | |
| Price To Book | 2 |
Historical Rating
Over time, Prudential Financial, Inc. has maintained a consistent overall score, reflecting stable fundamental performance metrics.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-12-31 | 3 | 5 | 3 | 3 | 2 | 2 | 2 |
| Previous | 3 | 5 | 3 | 3 | 2 | 2 | 2 |
Analyst Price Targets
The analyst price targets suggest a narrow range of expectations, with a consensus that leans towards a stable outlook.
| High | Low | Median | Consensus |
|---|---|---|---|
| $125 | $117 | $119 | $120 (Hold) |
Analyst Sentiment
The current analyst sentiment indicates a cautious but stable position on Prudential Financial, Inc., with a majority recommendation to hold.
| Recommendation | Count | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 9 | |
| Hold | 25 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Prudential Financial, Inc. maintains a stable rating in the financial services sector, with a diversified portfolio that offers both growth potential and risk management. The fundamental indicators suggest a balanced approach with particular strengths in cash flow management. While the analyst consensus leans towards holding, the company’s international presence and robust product offerings suggest resilience amidst market fluctuations. Potential investors should weigh these factors against market conditions and personal risk tolerance.