September 26, 2025 a 03:43 pm
PRU: Fundamental Ratio Analysis - Prudential Financial, Inc.
Prudential Financial, Inc. is a key player in the financial services industry, offering a wide range of insurance and investment management solutions. While its broad service offerings provide stability, the company's recent scores indicate room for improvement in certain financial metrics.
Fundamental Rating
Prudential Financial, Inc. has a mixed fundamental outlook with strong points in Discounted Cash Flow and weaker areas such as Return on Equity and Price to Earnings.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 2 | |
| Return on Assets | 2 | |
| Debt to Equity | 2 | |
| Price to Earnings | 1 | |
| Price to Book | 2 |
Historical Rating
The historical perspective suggests consistent stability, though improvement is needed.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-09-25 | 2 | 5 | 2 | 2 | 2 | 1 | 2 |
| Previous | 0 | 5 | 2 | 2 | 2 | 1 | 2 |
Analyst Price Targets
Current analyst assessments indicate a homogeneous consensus on Prudential's stock value.
| High | Low | Median | Consensus |
|---|---|---|---|
| $122 | $122 | $122 | $122 |
Analyst Sentiment
Analysts suggest maintaining current positions with predominantly hold ratings.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 10 | |
| Hold | 24 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Prudential Financial, Inc.'s robust cash flow projections and market stability make it a relatively safe investment. However, the company's lower scores in return metrics and price ratios indicate potential profitability challenges. The analyst consensus suggests a "hold" stance, reflecting balanced market perceptions. Investors may benefit from volatility hedging given global economic uncertainties. Overall, while solid, there are evident areas for growth and financial improvement.