November 11, 2025 a 06:01 pm
PNC: Fundamental Ratio Analysis - The PNC Financial Services Group, Inc.
The PNC Financial Services Group, Inc. is a leader in providing diversified financial services, including retail and corporate banking, with a robust presence across multiple channels. With over 2,500 branches and nearly 10,000 ATMs, PNC maintains significant operational scale. This analysis explores PNC's financial health through key fundamental metrics.
Fundamental Rating
Based on recent data, PNC maintains a solid overall score with particular strength in discounted cash flow and return on assets.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
The historical analysis indicates that PNC's scores have remained stable with consistent performance across major financial metrics.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-11 | 3 | 5 | 4 | 4 | 1 | 3 | 2 |
| N/A | 0 | 5 | 4 | 4 | 1 | 3 | 2 |
Analysts' Price Targets
The analysts' price target for PNC varies from $206 to a high of $238, with the consensus suggesting a stable trajectory.
| High | Low | Median | Consensus |
|---|---|---|---|
| $238 | $206 | $225 | $222.57 |
Analysts' Sentiment
The prevailing sentiment among analysts is favorable, with a consensus rating of 'Buy' due to a significant number of buy recommendations.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 21 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
PNC Financial Services continues to show solid financial performance with strengths in key areas such as discounted cash flow and return on assets. While analysts express consistent positive sentiment, the company's debt to equity ratio reveals a critical area for improvement. With a robust presence in the U.S., PNC is well-positioned to leverage growth opportunities, though macroeconomic challenges should be carefully monitored.