October 20, 2025 a 07:44 pm
PNC: Fundamental Ratio Analysis - The PNC Financial Services Group, Inc.
PNC Financial Services exhibits a stable financial performance with balanced investment in both retail and corporate banking. Its diversified financial offerings bolster its strong market position, although macroeconomic factors and interest rate changes could impact its profitability. Overall, PNC remains an attractive consideration for portfolio diversification.
Fundamental Rating
Based on the latest financial data, PNC maintains a solid 'B+' rating, demonstrating reliable outcomes in key performance indicators. Below are the detailed scores for each valuation metric.
| Category | Score | Visual Representation |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return On Equity | 4 | |
| Return On Assets | 4 | |
| Debt To Equity | 1 | |
| Price To Earnings | 3 | |
| Price To Book | 2 |
Historical Rating
Comparison of PNC's past and present financial indicators reveals consistent performance, maintaining stability in a volatile market environment.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-20 | 3 | 5 | 4 | 4 | 1 | 3 | 2 |
| Null (Initial) | 0 | 5 | 4 | 4 | 1 | 3 | 2 |
Analyst Price Targets
Recent analyst assessments provide a favorable outlook for PNC, with price targets suggesting room for growth.
| High | Low | Median | Consensus |
|---|---|---|---|
| $238 | $206 | $225 | $222.57 |
Analyst Sentiment
The consensus among analysts is predominantly positive, with a balanced distribution between buy and hold recommendations.
| Recommendation | Count | Visual Representation |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 21 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
PNC Financial Services is well-positioned with a robust product portfolio and consistent financial performance, making it a resilient firm within the Financial Services sector. However, potential risks such as regulatory changes and fluctuating interest rates could impact its future profitability. Overall, PNC offers substantial growth opportunities, with analysts largely supporting a buy recommendation.