April 28, 2025 a 03:31 pm
PNC: Fundamental Ratio Analysis - The PNC Financial Services Group, Inc.
PNC offers a robust and diverse range of financial services in the United States. Its strong presence in retail and institutional banking, combined with a strategic asset management division, positions it well in the financial sector. PNC's comprehensive suite of services caters to a wide customer base from individuals to businesses.
Fundamental Rating
PNC holds an overall rating of B+, suggesting a solid financial standing. The individual scores reflect balanced performance across key metrics.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return On Equity | 4 | |
| Return On Assets | 4 | |
| Debt To Equity | 2 | |
| Price To Earnings | 3 | |
| Price To Book | 2 |
Historical Rating
The historical data show consistency in PNC's performance with little variation across key financial metrics over the past periods.
| Date | Overall Score | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-04-28 | 3 | 3 | 4 | 4 | 2 | 3 | 2 |
| 2025-04-25 | 3 | 3 | 4 | 4 | 2 | 3 | 2 |
Analysts' Price Targets
Analysts project a potential upside for PNC with a high target of $229, while the consensus remains optimistic at $193.74.
| High | Low | Median | Consensus |
|---|---|---|---|
| $229 | $155 | $190 | $193.74 |
Analyst Sentiment
The analyst sentiment indicates a general market positivity with a strong inclination towards buying.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 19 | |
| Hold | 19 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
PNC's diversification and strong market presence in the United States financial landscape present a compelling investment case. The stock's favorable analyst ratings and a broadly positive sentiment underline a solid investment outlook. While there are minor risks in debt management, the overall fundamentals support potential growth. The strategic blends of services at PNC help mitigate sector volatility risks. Investors may find resilience in PNC's diverse portfolio, setting the stage for stable returns.