November 26, 2025 a 08:00 am
PGR: Fundamental Ratio Analysis - The Progressive Corporation
The Progressive Corporation, a prominent player in the insurance industry, has demonstrated steady growth with diversification across various segments such as Personal Lines, Commercial Lines, and Property. The company’s strong presence in the U.S. market positions it well for consistent revenue streams, though the competitive landscape remains challenging.
Fundamental Rating
The Progressive Corporation holds a strong overall score based on key fundamental metrics, driven largely by its impressive return on equity and assets.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
The recent historical data reflect a stable score on key indicators.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-25 | 3 | 3 | 5 | 5 | 1 | 2 | 1 |
| No Date | 0 | 3 | 5 | 5 | 1 | 2 | 1 |
Analyst Price Targets
Analyst price targets indicate a moderate upside with a consistent median estimate.
| High | Low | Median | Consensus |
|---|---|---|---|
| $273 | $214 | $258 | $251.3 |
Analyst Sentiment
The stock is largely rated as a 'Hold' by analysts, with a balanced mix of buys and sells.
| Recommendation | Counts | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 16 | |
| Hold | 20 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
Progressive Corporation is well-positioned in the U.S. insurance market with a diverse product lineup. Despite challenges such as market competition and potential regulatory changes, its historical performance and strong fundamentals suggest resilience. The stock has a wide range of price targets, indicating potential volatility. With a majority analyst recommendation to 'Hold', investors might consider watching market trends before making significant moves.