August 09, 2025 a 11:43 am
PGR: Fundamental Ratio Analysis - The Progressive Corporation
The Progressive Corporation, with a strong foothold in the insurance sector, provides a diverse range of products. Despite facing challenges within a competitive industry, it remains a key player due to its comprehensive offerings across multiple insurance segments, leveraging both digital and traditional channels.
Fundamental Rating
The fundamental analysis highlights areas of concern, with the overall score reflecting adaptability within the current market structure. Key metrics include the following scores.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 1 | |
| Return on Assets | 1 | |
| Debt-to-Equity | 1 | |
| Price-to-Earnings | 1 | |
| Price-to-Book | 1 |
Historical Rating
As seen in past data, there has been minimal fluctuation in ratings, aligning with consistent operational strategies and market conditions.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-08-08 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |
| Previous | 0 | 3 | 1 | 1 | 1 | 1 | 1 |
Analyst Price Targets
Analysts have set a target range reflecting moderate optimism, which represents market consensus based on current performance metrics.
| High | Low | Median | Consensus |
|---|---|---|---|
| 330 | 328 | 329 | 329 |
Analyst Sentiments
The sentiment analysis points to a balanced outlook, with a significant number of holds underlining cautious market sentiment.
| Recommendation | Number | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 18 | |
| Hold | 19 | |
| Sell | 3 | |
| Strong Sell | 0 |
Conclusion
The Progressive Corporation, while holding substantial market space within insurance, faces challenges based on its current financial metrics and analyst sentiment. Its diversified product offerings across multiple segments provide a stable foundation. However, cautious investor sentiments indicate potential volatility in the near term. Growth opportunities seem to hinge on strengthening financial fundamentals and capturing emerging market opportunities. Meanwhile, maintaining operational efficiency and adapting to dynamic market conditions remain crucial for sustained growth.