April 22, 2025 a 07:31 am
PGR: Fundamental Ratio Analysis - The Progressive Corporation
The Progressive Corporation has shown robust performance across its various segments, providing a wide range of insurance products and services. With stable returns on equity and assets, the company holds a reputable position in the insurance industry. However, investors should be cautious of the competitive pressures in the market.
Fundamentals Rating
The company's current fundamentals indicate a solid rating with room for improvement, particularly in price-related metrics.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
An examination of the historical data shows consistency in the company's performance metrics over time.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 04/21/2025 | 3 | 3 | 5 | 5 | 2 | 2 | 1 |
| Present | 3 | 3 | 5 | 5 | 2 | 2 | 1 |
Analyst Price Targets
Analyst estimates present a median consensus value with reasonable alignment across high and low target ranges, suggesting stable expectations for the stock's performance.
| High | Low | Median | Consensus |
|---|---|---|---|
| $294 | $273 | $283.5 | $283.5 |
Analyst Sentiment
The sentiment among analysts is generally positive with a significant number holding 'Buy' recommendations.
| Recommendation | Count | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 19 | |
| Hold | 16 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
The Progressive Corporation exhibits strong financial health, characterized by high returns on equity and assets. The stock's favorable analyst consensus suggests a positive outlook. However, competitive dynamics and price volatility remain potential challenges. Investors should consider these factors when making decisions. Overall, the company's robust business model and market presence remain appealing.