June 11, 2025 a 01:01 pm
MTB: Fundamental Ratio Analysis - M&T Bank Corporation
The M&T Bank Corporation (MTB) shows a robust business model with diversified banking services. While its financial performance remains stable, the competition in regional banking could pose challenges. Investors should weigh the steady cash flow against market uncertainties before making investment decisions.
Fundamental Rating
The rating reflects the company's profitability and efficiency in managing its assets and liabilities. Here are the core metrics and their respective scores:
| Category | Score | Score Visualization |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 3 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 3 |
Historical Rating
Comparison between current and historical scores provides insight into the company's performance trajectory:
| Date | Overall Score | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-06-10 | 3 | 5 | 3 | 4 | 2 | 2 | 3 |
| Previous Period | 0 | 5 | 3 | 4 | 2 | 2 | 3 |
Analyst Price Targets
The price targets suggest a stable outlook with a median and consensus both pointing to stability.
| High | Low | Median | Consensus |
|---|---|---|---|
| $225 | $225 | $225 | $225 |
Analyst Sentiment
Analyst recommendations reveal a predominantly 'Hold' position with a balanced distribution:
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 17 | |
| Hold | 24 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
M&T Bank Corporation shows a stable financial posture with decent profitability ratios, although its debt levels could be better. The near-consistent analyst price targets indicate reduced stock volatility but also limited growth potential. The predominance of Hold recommendations suggests a wait-and-see approach may be prudent for potential investors. Despite challenges, the bank’s diversified service offerings create an enduring business model. Investors should monitor sector trends closely to assess their impact on MTB's strategic directions.