November 16, 2025 a 07:43 pm
MA: Fundamental Ratio Analysis - Mastercard Incorporated
Mastercard Incorporated operates as a key player in the payment services industry, leveraging its technology-driven solutions to influence market dynamics significantly. With a strong footprint across the globe, the company continues to demonstrate resilience and growth potential despite market volatilities. Investors are observing its strategic advancements in digital and payment processing technologies.
Fundamental Rating
The fundamental assessment reveals a balanced score with strengths in Return on Equity and Return on Assets, pointing towards effective utilization of shareholder capital.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 1 | |
| Price to Earnings | 1 | |
| Price to Book | 1 |
Historical Rating
The historical data indicates consistent scoring in all categories, suggesting stability in Mastercard's financial performance.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-16 | 3 | 3 | 5 | 5 | 1 | 1 | 1 |
| 2025-11-14 (Past) | 3 | 3 | 5 | 5 | 1 | 1 | 1 |
Analyst Price Targets
Analysts remain bullish on Mastercard, reflected in price targets with low variance — suggesting confidence in sustained company growth.
| High | Low | Median | Consensus |
|---|---|---|---|
| 730 | 616 | 665 | 666.45 |
Analyst Sentiment
The analyst sentiment reflects a strong Buy consensus, with the majority leaning towards long-term value accrual and reduced sell ratings.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 49 | |
| Hold | 12 | |
| Sell | 0 | |
| Strong Sell | 0 |
Conclusion
Mastercard Incorporated stands as a robust investment in the financial services sector, bolstered by a strong tech-focused strategy. Its fundamental metrics reflect efficient capital utilization, while its Analyst sentiment suggests confidence in future price appreciation. However, potential investors should consider macroeconomic variables that can impact global payment ecosystems. Despite some leverage, the consistent historical ratings underscore Mastercard’s operational stability and market leadership.