September 04, 2025 a 03:43 pm
JKHY: Fundamental Ratio Analysis - Jack Henry & Associates, Inc.
Jack Henry & Associates, Inc. provides essential technology and payment processing solutions for financial services, showcasing a stable operational model. With a focus on innovative products and services tailored for banks and credit unions, JKHY's diversified offerings ensure its resilience in a dynamic market environment.
Fundamental Rating
The fundamental health of Jack Henry & Associates showcases a balanced performance across key financial metrics. Below are the evaluation categories with their respective scores.
| Category | Score | Bar |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return On Equity | 5 | |
| Return On Assets | 5 | |
| Debt To Equity | 1 | |
| Price To Earnings | 2 | |
| Price To Book | 1 |
Historical Rating
Looking at the historical scores, there is a consistent trend over time indicating steady performance metrics for JKHY.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-09-03 | 3 | 3 | 5 | 5 | 1 | 2 | 1 |
| Previous | 0 | 3 | 5 | 5 | 1 | 2 | 1 |
Analyst Price Targets
Analyst consensus reflects a firm price target with no significant variance, highlighting a stable market perspective towards JKHY.
| High | Low | Median | Consensus |
|---|---|---|---|
| 204 | 204 | 204 | 204 |
Analyst Sentiment
The analyst sentiment positions JKHY as predominantly a "Hold", supported by a larger number of buy recommendations compared to sells.
| Recommendation | Count | Bar |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 9 | |
| Hold | 11 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Jack Henry & Associates, Inc. demonstrates robust business fundamentals with competitive strengths in technology solutions and payment processing. Its solid performance in key financial metrics indicates resilience, although a high debt-to-equity ratio signals some leverage issues. Analyst sentiment leans towards a neutral hold, with stable price targets affirming market confidence. While growth opportunities in digital transformation are promising, potential risks from economic fluctuations and sector competition should be monitored.
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