December 09, 2025 a 06:00 pm
FITB: Fundamental Ratio Analysis - Fifth Third Bancorp
Fifth Third Bancorp is a well-established financial services company with a diverse portfolio catering to commercial, consumer, and wealth management clients. The stock has demonstrated moderate fundamentals, with room for growth indicated by recent performance metrics. As the company operates extensively in several U.S. states, it benefits from a wide market reach in the regional banking sector.
Fundamental Rating
This analysis of Fifth Third Bancorp reveals a moderate "B" rating, based on several critical financial metrics. The company shows solid scores in discounted cash flow and return metrics, though debt management is an area for improvement.
| Category | Score | Score Bar |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 2 |
Historical Rating
The historical ratings indicate a consistent performance with some areas, such as debt management, requiring attention.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | Price to Earnings | Price to Book |
|---|---|---|---|---|---|---|---|
| 2025-12-09 | 3 | 4 | 4 | 4 | 1 | 2 | 2 |
| 2021-12-31 | 0 | 4 | 4 | 4 | 1 | 2 | 2 |
Analyst Price Targets
Analyst estimates suggest a bullish sentiment, with a median price target offering potential for upside.
| High | Low | Median | Consensus |
|---|---|---|---|
| 60 | 45 | 52 | 51.6 |
Analyst Sentiment
The sentiment remains positive with a majority of analysts recommending either "Buy" or "Hold".
| Recommendation | Number | Percentage |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 26 | |
| Hold | 22 | |
| Sell | 2 | |
| Strong Sell | 0 |
Conclusion
Fifth Third Bancorp presents a stable investment opportunity with moderate growth potential driven by consistent performance across several financial metrics. The fundamentals exhibit strength in cash flow and asset returns, though debt remains a key area to watch. Analyst sentiment skews positively, reflecting potential price appreciation in the medium term. Investors might find value in Fifth Third's extensive regional presence and diverse service offerings. Caution is advised given the macroeconomic variables influencing the banking sector.