October 11, 2025 a 03:43 pm
FICO: Fundamental Ratio Analysis - Fair Isaac Corporation
Fair Isaac Corporation (FICO) has a robust presence in the analytics and data management services sector. With a focus on innovation, FICO's software provides critical decision management solutions globally. However, its stock performance poses mixed feelings among investors, explained by its current fundamental rating.
Fundamental Rating
Based on recent evaluations, FICO exhibits a moderate fundamental health, with some areas indicating potential concerns in financial performance ratios, reflecting a balanced stance.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow (DCF) | 3 | |
| Return On Equity (ROE) | 1 | |
| Return On Assets (ROA) | 5 | |
| Debt To Equity | 1 | |
| Price To Earnings | 1 | |
| Price To Book | 1 |
Historical Rating
Analyzing the historical metrics, investors can observe stability in some core areas, yet the overall score suggests a need for cautious outlook.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-10 | 2 | 3 | 1 | 5 | 1 | 1 | 1 |
| Previous | 0 | 3 | 1 | 5 | 1 | 1 | 1 |
Analyst Price Targets
The analyst price targets for FICO indicate optimistic projections with a consensus that the stock is undervalued.
| High | Low | Median | Consensus |
|---|---|---|---|
| $2500 | $1640 | $1950 | $2055.71 |
Analyst Sentiment
The current analyst sentiment suggests a strong leaning towards purchasing the stock, signaling market confidence.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 15 | |
| Hold | 2 | |
| Sell | 0 | |
| Strong Sell | 0 |
Conclusion
The Fair Isaac Corporation stock demonstrates a varied performance with some favorable financial metrics offset by potential risk factors. While analysts exhibit optimistic future projections, current fundamentals suggest a careful assessment. The stock may be suited for investors valuing technology and analytics, but caution about financial health should prevail. Diversified strategies and ongoing monitoring are advised.