January 29, 2026 a 07:43 am
CFG: Fundamental Ratio Analysis - Citizens Financial Group, Inc.
Citizens Financial Group, Inc. shows a solid business model with a diversified portfolio in consumer and commercial banking. Despite challenges in the financial sector, the company maintains a stable performance driven by its regional presence and comprehensive service offerings. Its strategic focus on mobile and online platforms further enhances customer engagement and business resilience.
Fundamental Rating
Citizens Financial Group, Inc. holds a 'B' rating, indicating a robust financial foundation with competitive strength in important financial metrics.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 3 | |
| Return on Assets | 2 | |
| Debt to Equity | 3 | |
| Price to Earnings | 2 | |
| Price to Book | 3 |
Historical Rating
The historical performance showcases consistent scoring with room for improvement in certain areas over time.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-01-28 | 3 | 4 | 3 | 2 | 3 | 2 | 3 |
| Previous | 0 | 4 | 3 | 2 | 3 | 2 | 3 |
Analyst Price Targets
Analyst expectations suggest potential price movements with a median target indicating a moderately positive outlook.
| High | Low | Median | Consensus |
|---|---|---|---|
| 80 | 60 | 71 | 69.46 |
Analyst Sentiment
The analyst sentiment analysis highlights a predominant 'Buy' recommendation, reflecting overall positive sentiment and confidence in CFG's future performance.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 29 | |
| Hold | 7 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
In conclusion, Citizens Financial Group, Inc. presents a balanced investment opportunity with a promising medium-term outlook. The company's stable financial performance and regional influence are strong positives. However, potential investors should remain informed about industry challenges, including regulatory changes and economic fluctuations. Diversification across consumer and commercial banking positions CFG well against market volatility. The current 'Buy' consensus among analysts signals confidence but always consider personal risk tolerance before investing.