May 04, 2025 a 01:00 pm
CFG: Fundamental Ratio Analysis - Citizens Financial Group, Inc.
Citizens Financial Group, Inc. offers a range of banking services, operating through Consumer and Commercial Banking segments. The stock is considered stable with its regional banking operations and diverse financial products. CFG has shown consistent financial performance, making it a viable option for investors in the banking sector.
Fundamental Rating
The fundamental data suggest a moderate performance for CFG, with room for improvement in equity returns and debt management.
| Category | Score | Visualization |
|---|---|---|
| Overall Score | 3 | |
| Discounted Cash Flow | 3 | |
| Return on Equity | 2 | |
| Return on Assets | 3 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 3 |
Historical Rating
CFG's historic performance has been consistent, maintaining its overall score with stable individual rating components.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-05-02 | 3 | 3 | 2 | 3 | 2 | 2 | 3 |
| Previous Date | 0 | 3 | 2 | 3 | 2 | 2 | 3 |
Analyst Price Targets
Analysts suggest a positive outlook with moderate to high target prices, indicating potential growth opportunities.
| High | Low | Median | Consensus |
|---|---|---|---|
| 58 | 45 | 51 | 51.33 |
Analyst Sentiment
The sentiment from analysts is generally favorable, with a majority recommending a buy rating.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 1 | |
| Buy | 22 | |
| Hold | 8 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
CFG remains a stable investment option in the regional banking sector, with a diversified product offering across consumer and commercial segments. While the current fundamental ratings show average performance, the positive analyst sentiment and favorable price targets provide a promising outlook. Risks involve potential volatility in the banking industry, but the steady historical performance could mitigate some of these concerns.