January 08, 2026 a 11:43 am
BAC: Fundamental Ratio Analysis - Bank of America Corporation
Bank of America Corporation offers a robust array of banking and financial services globally. With its comprehensive offerings in consumer banking, wealth and investment management, and global banking, BAC presents itself as a diversified entity in the financial sector. Investment consideration should weigh both the stable financial performance and competitive nature of the banking industry.
Fundamental Rating
The fundamental analysis of Bank of America Corporation shows balanced scores across various financial metrics, reflecting moderate performance in value analysis.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 3 | |
| Return on Assets | 3 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
The historical rating reflects consistency in performance with recent years showing stability in financial metrics.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2026-01-07 | 3 | 3 | 3 | 3 | 1 | 3 | 2 |
| (Past Date) | 0 | 3 | 3 | 3 | 1 | 3 | 2 |
Analyst Price Targets
Analysts' price targets suggest a positive outlook for BAC with the median target reflecting potential upside.
| High | Low | Median | Consensus |
|---|---|---|---|
| $71 | $50 | $62 | $61.25 |
Analyst Sentiment
Overall, the analyst sentiment for BAC is largely positive with a consensus leaning towards a 'Buy' recommendation, supported by a significant number of 'Buy' ratings.
| Recommendation | Count | Percentage |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 34 | |
| Hold | 18 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Bank of America Corporation's stocks present a moderate investment opportunity with balanced financial ratios and a stable historical performance. The analyst consensus indicating a 'Buy' suggests potential growth and confidence from market experts. However, careful consideration of the competitive environment and macroeconomic factors is advised. The company's diversified operations provide resilience, though fluctuations in interest rates and economic policies could impact future performance. Investors should weigh both the strengths and potential market-induced vulnerabilities.