November 10, 2025 a 01:00 pm
BAC: Fundamental Ratio Analysis - Bank of America Corporation
The Bank of America Corporation's stock, denoted by the ticker BAC, is a staple in the financial services sector. Its wide array of services spans from consumer banking to wealth management, making it a significant player worldwide. Evaluating its performance through key financial ratios will provide a clearer insight into its current standing and future potential.
Fundamental Rating
Based on the fundamental analysis, Bank of America holds a modest position with a current overall score of 3, rated as B-. The company's strengths lie in its return on assets and discounted cash flow.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow (DCF) | 3 | |
| Return on Equity (ROE) | 3 | |
| Return on Assets (ROA) | 4 | |
| Debt to Equity Ratio | 1 | |
| Price to Earnings Ratio | 2 | |
| Price to Book Ratio | 2 |
Historical Rating
Over time, the fundamental scores of BAC have remained consistent, providing stability in its valuation metrics.
| Date | Overall Score | DCF | ROE | ROA | Debt to Equity | Price to Earnings | Price to Book |
|---|---|---|---|---|---|---|---|
| 2025-11-07 | 3 | 3 | 3 | 4 | 1 | 2 | 2 |
| — | 0 | 3 | 3 | 4 | 1 | 2 | 2 |
Analyst Price Targets
Analysts provide optimistic forecasts for the BAC stock with a consensus that suggests growth potential.
| High | Low | Median | Consensus |
|---|---|---|---|
| $66 | $53 | $56 | $57.71 |
Analyst Sentiment
The sentiment towards BAC remains positive, with the majority of analysts recommending buying the stock.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 35 | |
| Hold | 17 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Bank of America Corporation stands as a robust entity within the financial sector, backed by consistent historical performance and promising analyst forecasts. While the company's debt to equity ratio suggests potential leverage risks, its strong returns on assets and positive analyst sentiment can drive future growth. Investors should weigh these factors when considering the stock's potential upside.