October 27, 2025 a 07:43 am
BAC: Fundamental Ratio Analysis - Bank of America Corporation
Bank of America Corporation provides robust banking and financial services worldwide. The ongoing diversification across various financial segments helps mitigate market risks. However, attention must be paid to debt levels which could impede flexibility in economic downturns.
Fundamental Rating
Bank of America holds a stable fundamental rating, indicating balanced performance across key financial metrics. Below are the fundamental rating categories and their corresponding scores:
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 3 | |
| Return on Equity | 3 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 3 | |
| Price to Book | 2 |
Historical Rating
The historical analysis indicates consistency in fundamental scores over time, reflecting stable operational performance.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-10-24 | 3 | 3 | 3 | 4 | 1 | 3 | 2 |
| - | 0 | 3 | 3 | 4 | 1 | 3 | 2 |
Analyst Price Targets
Analysts forecast a favorable outlook with moderate growth potential for Bank of America's stock in the short to medium term.
| High | Low | Median | Consensus |
|---|---|---|---|
| 66 | 53 | 55.5 | 57 |
Analyst Sentiment
Analyst sentiment leans towards a Buy with the majority recommending to hold the stock, indicating steady belief in the company's long-term performance.
| Recommendation | Count | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 34 | |
| Hold | 17 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Bank of America remains a stalwart in the financial services sector, offering diversified income streams and solid core services. Despite challenges due to high debt levels, it attracts positive analyst sentiment with optimistic price targets. The consistency in its fundamental performance suggests promising prospects. Continuous monitoring of the macroeconomic climate and strategic debt management are essential for sustained growth. Overall, BAC presents a sound investment choice for those seeking stability in the financial sector.