May 27, 2025 a 11:43 am
BAC: Fundamental Ratio Analysis - Bank of America Corporation
Bank of America Corporation stands as a titan within the financial sector, offering a diverse range of banking and financial services globally. With its vast consumer base and substantial digital presence, BAC is a key player in the financial ecosystem. However, the company continually faces challenges due to market fluctuations and regulatory scrutiny.
Fundamental Rating
The fundamental ratings provide insight into the company's financial health and operational efficiency. Bank of America receives a moderate overall score with potential areas for improvement.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 1 | |
| Return on Equity | 3 | |
| Return on Assets | 3 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 2 |
Historical Rating
Reviewing historical scores helps in understanding performance trends over time. The latest data suggests stability with modest improvement potential.
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-05-23 | 2 | 1 | 3 | 3 | 1 | 2 | 2 |
| 2021-12-31 | 0 | 1 | 3 | 3 | 1 | 2 | 2 |
Analyst Price Targets
Analyst price targets offer guidance on potential future stock performance. Bank of America's stock target exhibits room for growth, with a consensus to buy.
| High | Low | Median | Consensus |
|---|---|---|---|
| $54 | $47 | $52 | $51.25 |
Analyst Sentiment
Analyst sentiment remains optimistic surrounding BAC stock, reinforcing its strong market position with predominantly 'Buy' recommendations.
| Recommendation | Number of Analysts | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 33 | |
| Hold | 16 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Bank of America Corporation exhibits a robust financial framework with stable ratings and analyst support, indicating its reliable market standing. Despite challenges such as economic shifts and regulatory pressures, its diverse portfolio offers resilience. The 'Buy' consensus from analysts suggests a positive outlook, though keen observation of market dynamics is essential for investors. Overall, BAC remains a significant contender in the financial sector.