March 17, 2026 a 06:00 pm
AXP: Fundamental Ratio Analysis - American Express Company
American Express Company has a robust business model characterized by diversified revenue streams from consumer, commercial, and merchant services. While they maintain strong fundamentals, potential investors should be cautious of economic factors influencing the financial sector.
Fundamental Rating
The company maintains a stable rating with strengths in return on equity and assets, though there are areas that could improve, such as debt management.
| Category | Score | Visualization |
|---|---|---|
| Overall | 3 | |
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 1 | |
| Price to Book | 1 |
Historical Rating
The company's scores have remained relatively consistent over time, indicating stable performance.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| Current (2026-03-17) | 3 | 4 | 5 | 4 | 1 | 1 | 1 |
| Past (unknown) | 0 | 4 | 5 | 4 | 1 | 1 | 1 |
Analyst Price Targets
Analyst projections indicate a favorable upside with a median target suggesting a substantial price increase.
| High | Low | Median | Consensus |
|---|---|---|---|
| $425 | $295 | $394 | $374.58 |
Analyst Sentiment
Market sentiment leans towards holding the stock, with a significant number of analysts rating it as such.
| Rating | Number | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 31 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
American Express demonstrates a stable financial foundation, especially with strong returns on equity and assets. However, high debt and relatively low price metrics suggest caution. While analyst sentiment is neutral to positive, suggesting a hold strategy, potential investors should weigh the economic conditions' impact on credit services. Overall, American Express appears to be a steady investment with room for growth amid a supportive financial environment.