December 01, 2025 a 07:43 pm
AXP: Fundamental Ratio Analysis - American Express Company
American Express Company operates in the financial sector, providing both charge and credit payment card products across the globe. With a diverse product portfolio and extensive market reach, the company's stock presents a balanced risk-reward profile for investors.
Fundamental Rating
The fundamental rating reveals a moderate investment prospect with reassuring figures in cash flow and equity performance.
| Category | Score | Visual |
|---|---|---|
| Overall | 3 | |
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
The historical data show a stable score sheet with minor variations over time, indicating consistency in performance.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-12-01 | 3 | 4 | 5 | 5 | 1 | 2 | 1 |
| N/A | 0 | 4 | 5 | 5 | 1 | 2 | 1 |
Analyst Price Targets
Analyst price targets suggest potential upside, with most targets reflecting the company's strong market position.
| High | Low | Median | Consensus |
|---|---|---|---|
| $400 | $295 | $355 | $349.22 |
Analyst Sentiment
The sentiment analysis shows a predominant inclination towards holding the stock, reflecting a cautious yet stable outlook.
| Recommendation | Count | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 31 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
American Express Company exhibits a balanced investment case, backed by solid fundamental scores in equity and asset returns. While debt to equity remains a concern, robust cash flow metrics provide a cushion. The stable historical ratings and cautious analyst sentiment affirm the stock's potential for moderate growth, suitable for conservative portfolios.
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