November 25, 2025 a 08:00 am
AXP: Fundamental Ratio Analysis - American Express Company
American Express Company, an iconic name in the financial services industry, continues to maintain a stable position with a well-diversified portfolio of services ranging from credit cards to travel-related assistance. Despite challenges in the financial sector, American Express has shown resilience through consistent financial performance and a strong brand presence.
Fundamental Rating
The overall fundamental rating of American Express stands at B+, reflecting sound financial health with robust equity returns.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return On Equity | 5 | |
| Return On Assets | 5 | |
| Debt To Equity | 1 | |
| Price To Earnings | 2 | |
| Price To Book | 1 |
Historical Rating
Observing the historical scores provides an insight into the company's performance over time.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-25 | 3 | 4 | 5 | 5 | 1 | 2 | 1 |
| 2025-11-24 | 3 | 4 | 5 | 5 | 1 | 2 | 1 |
Analyst Price Targets
Analyst projections indicate potential volatility with a broad range of price targets.
| High | Low | Median | Consensus |
|---|---|---|---|
| $400 | $295 | $355 | $349.22 |
Analyst Sentiment
The analyst sentiment depicts a cautious stance with a predominant 'Hold' recommendation.
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 31 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
American Express presents a strong financial foundation with remarkable returns on equity and assets, though it carries some concerns with its debt-to-equity evaluations. Analyst opinions suggest a limited upside with a prevalent suggestion to hold the stock, given its moderate valuation. Investors might appreciate AXP for its steadiness in the credit services industry but should remain vigilant of sectoral risks and market sentiments. Opportunities lie in its resilient business model and market adaptability. However, prospective risks involve macroeconomic fluctuations and competitive pressures.