November 16, 2025 a 11:43 am
AXP: Fundamental Ratio Analysis - American Express Company
American Express Company is a notable player in the financial services industry, offering a diversified portfolio of products and services. The stock has shown resilience in market fluctuations and boasts robust financial health, making it a potentially attractive option for investors looking for stability and growth.
Fundamental Rating
The financial health of American Express is reflected in its fundamental scores, showcasing strong returns and manageable debt levels.
| Category | Score | Visualization |
|---|---|---|
| Discounted Cash Flow | 4 | |
| Return on Equity | 5 | |
| Return on Assets | 5 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
Recent data shows consistency in American Express' performance, with scores holding steady year-over-year.
| Date | Overall | DCF | ROE | ROA | Debt to Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-14 | 3 | 4 | 5 | 5 | 1 | 2 | 1 |
| Previous | 0 | 4 | 5 | 5 | 1 | 2 | 1 |
Analyst Price Targets
Analysts hold a consensus view that aligns with a 'Hold' rating, indicating mixed market sentiment but stable performance potential.
| High | Low | Median | Consensus |
|---|---|---|---|
| $400 | $295 | $355 | $349.22 |
Analyst Sentiment
The recommended outlook from analysts is predominantly neutral, with the majority suggesting a 'Hold' position.
| Recommendation | Number | Visualization |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 21 | |
| Hold | 31 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
American Express Company shows a stable overall performance, with strong returns balanced by a conservative approach to debt. The market sentiment from analysts suggests caution with a predominant 'Hold' consensus, indicative of steady but unspectacular growth prospects. While dividend returns and financial health are strong points, the equity's higher market price relative to earnings presents a moderate risk. Investors are advised to consider both the growth potential and inherent market volatility when evaluating this stock.