July 02, 2025 a 11:43 am
AXP: Fundamental Ratio Analysis - American Express Company
American Express Company operates a comprehensive suite of financial services and travel-related products worldwide. The stock presents a solid opportunity within the financial credit services sector, with a stable market presence and diverse offerings. However, potential risks include market volatility and competitive pressures within the financial services industry.
Fundamental Rating
The company's fundamental rating is moderately strong, reflecting solid performance in key areas of financial health.
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 5 | |
| Return on Assets | 4 | |
| Debt to Equity | 1 | |
| Price to Earnings | 2 | |
| Price to Book | 1 |
Historical Rating
Historical data reflect recent stability in key financial metrics and sustained operational efficiency.
| Date | Overall | DCF | ROE | ROA | Debt/Equity | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-07-01 | 3 | 5 | 5 | 4 | 1 | 2 | 1 |
| Previous | 0 | 5 | 5 | 4 | 1 | 2 | 1 |
Analysts' Price Targets
The stock's recent price targets are aligned with a consensus outlook of holding, indicating neutral market sentiments.
| High | Low | Median | Consensus |
|---|---|---|---|
| 315 | 315 | 315 | 315 |
Analysts' Sentiment
The analysts' recommendations reflect a predominantly neutral outlook, balancing between hold and buy ratings.
| Recommendation | Count | Visual |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 24 | |
| Hold | 27 | |
| Sell | 4 | |
| Strong Sell | 0 |
Conclusion
American Express presents a balanced investment opportunity with robust fundamentals in cash flow and equity return. While the stock is held at a hold consensus, its historical stability suggests reliability albeit with moderate growth expectations. Key risks include market competition and debt levels that demand cautious monitoring. Investors seeking robust financial credit services may find AXP appealing for a balanced portfolio mix.