November 29, 2025 a 03:43 pm
AIZ: Fundamental Ratio Analysis - Assurant, Inc.
Assurant, Inc. provides robust solutions in the lifestyle and housing sectors, making it an essential player in the financial services industry. The company's extensive reach across multiple regions bolsters its market presence and offers significant growth opportunities. However, potential investors should consider inherent risks, such as market volatility and sector-specific challenges.
Fundamental Rating
Assurant, Inc. holds a solid 'B+' rating, reflecting its stable performance within the industry. Below are its scores across key financial metrics:
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 2 | |
| Price to Earnings | 2 | |
| Price to Book | 2 |
Historical Rating
The following table outlines Assurant, Inc.'s current and past performance metrics, providing insight into its financial stability over time:
| Date | Overall Score | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-11-28 | 3 | 5 | 4 | 4 | 2 | 2 | 2 |
| N/A | 0 | 5 | 4 | 4 | 2 | 2 | 2 |
Analyst Price Targets
The following analyst price targets provide a lens into expected performance based on market trends:
| High | Low | Median | Consensus |
|---|---|---|---|
| $255 | $238 | $248 | $248.8 |
Analyst Sentiment
Analyst sentiments give insights into the current market perception of Assurant, Inc.:
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 9 | |
| Hold | 8 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Assurant, Inc. demonstrates a solid overall financial standing with notable strengths in its discounted cash flow and return on equity. The company faces mild challenges concerning its debt-to-equity ratio. Analysts are generally optimistic with a consensus rating of 'Buy,' suggesting potential growth. However, market fluctuations and competition within the sector may pose future challenges. Overall, Assurant's diverse offerings and global footprint position it favorably for long-term success.