September 26, 2025 a 11:43 am
AIZ: Fundamental Ratio Analysis - Assurant, Inc.
Assurant, Inc. operates in the specialized insurance sector, providing innovative solutions across global lifestyle and housing markets. The company's strong operating model and segment diversification offer a robust platform for growth, while challenges may arise from market volatility.
Fundamental Rating
Assurant, Inc. has achieved a fundamental rating of A-, reflecting solid financial health with strengths in Discounted Cash Flow and Returns. Below is a breakdown of the key scores:
| Category | Score | Visual |
|---|---|---|
| Discounted Cash Flow | 5 | |
| Return on Equity | 4 | |
| Return on Assets | 4 | |
| Debt to Equity | 3 | |
| Price to Earnings | 2 | |
| Price to Book | 2 |
Historical Rating
The historical performance of Assurant, Inc. shows stability in fundamental scores over the recent reporting period:
| Date | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|
| 2025-09-25 | 4 | 5 | 4 | 4 | 3 | 2 | 2 |
| Previous | 0 | 5 | 4 | 4 | 3 | 2 | 2 |
Analyst Price Targets
Current analyst estimates suggest a promising outlook for Assurant, Inc., with an agreeable consensus on the median price target:
| High | Low | Median | Consensus |
|---|---|---|---|
| $238 | $217 | $227.5 | $227.5 |
Analyst Ratings
Analysts mostly recommend buying Assurant, Inc. stock, though opinions vary slightly, with some suggesting a hold position:
| Recommendation | Count | Distribution |
|---|---|---|
| Strong Buy | 0 | |
| Buy | 9 | |
| Hold | 8 | |
| Sell | 1 | |
| Strong Sell | 0 |
Conclusion
Assurant, Inc. maintains a strong position in the specialized insurance market, highlighted by a stable financial footing. The outlook from analysts indicates potential upward movement in stock value, favoring a buy recommendation. While the overall investor sentiment remains positive, the company must navigate potential risk factors such as market changes and economic shifts. Investors should weigh these elements against the promising growth prospects and diversification strategies the company offers.